Benefits of having life insurance Your family gets the money if you die unexpectedly and you get the reassurance of knowing they’ll have resources to help carry on without you. While those benefits are generally true for all kinds of life insurance, there are other important advantages depending on the specific type of policy and the amount of coverage you get. All life insurance can give you financial confidence that your family will have financial stability in your absence. But generally, the more life insurance you have, the more benefits it will provide to your family when needed. For example, some people receive a nominal amount of life insurance, through their workplace. While that theoretically sounds like a nice sum of money, in practice it may only be enough to cover funeral expenses and a few mortgage payments. But with a larger coverage amount, your family can realize far more benefits,
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