High real estate prices make it difficult for many to buy their dream home but a home loan it easy by funding up to 80% of the cost of the property. A home loan is a loan that is extended to an individual to buy a house. The property is mortgaged with the bank or non-banking financial institution till the repayment of the loan. The lender will hold the title deed of the house till the housing loan amount is repaid in full along with the due interest in time. The home loan can not only be taken for the purchase of the property but also for the construction or renovation of the house. In the case of a second house, you are eligible to claim a deduction for the entire amount of housing loan interest paid under Section 24B of the Income Tax Act. If you are thinking to get a home loan then get your consultant today.
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