Some lenders even permit you to pay back your personal loan balance in the first few months solely the interest portion. In this manner, you will be able to reduce the initial load of your EMI payments and use the funds for the purpose for which you borrowed them. The Flexi-Hybrid personal loan that you can get from Priyanshi Associates is one such example of the same. But, you must keep in mind that the length of the initial months will depend on how long you have to return your loan as well as the loan's principal. You have a choice of repaying your personal loan over a period of 12 to 60 months. However, the maximum loan payback period you can choose from will depend on. You won't need many documents in order to apply for a personal loan. All you need is a PAN card, an Aadhaar card, proof of your current address (if you're renting), and confirmation that you have a steady source of income.
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